Free equity release guides (PDF)
Six printable PDFs that take you from 'is this even sensible?' to sitting in front of an adviser knowing exactly what to ask. Free. We email you the links, and that is the only thing we ask for.
All the Options on One Page
Six ways to release equity, side by side: speed, age, cost, who it suits.
Is Equity Release Right for Me?
A one-page self-check before you talk to anyone.
How Much Could I Release?
The age table, the sums, and what you would actually receive.
The Fast Track, Step by Step
From first call to money in the bank, with what speeds it up.
Questions to Ask Your Adviser
Twenty questions, with the answers you want to hear.
Family, Inheritance and Gifting
Telling the family, protecting an inheritance, gifting a deposit.
On their way.
Check your inbox (and the junk folder, just in case) for an email with all six links. Or open them right here:
- All the Options on One PageSix ways to release equity, side by side: speed, age, cost, who it suits
- Is Equity Release Right for Me?A one-page self-check before you talk to anyone
- How Much Could I Release?The age table, the sums, and what you would actually receive
- The Fast Track, Step by StepFrom first call to money in the bank, with what speeds it up
- Questions to Ask Your AdviserTwenty questions, with the answers you want to hear
- Family, Inheritance and GiftingTelling the family, protecting an inheritance, gifting a deposit
What's in them
All the Options on One Page
Lifetime mortgage, further advance, remortgage, secured loan, retirement interest-only, bridging, home reversion and downsizing, in a table: how fast, minimum age, monthly payments or not, typical cost, who it suits, and the catch. The page most people keep.
Is Equity Release Right for Me?
Twelve statements to score honestly before you talk to anyone, and how to read the result. Plus the eight questions that decide whether it is the right thing or just the easiest thing.
How Much Could I Release?
The age table lenders use, a worksheet to work out your own figure, what an existing mortgage does to it, the fees that come off, and what you would actually receive.
The Fast Track, Step by Step
Every stage from first call to completion for a lifetime mortgage, with how long each takes, what slows it down, and the six things you can do in week one to take a fortnight off the end.
Questions to Ask Your Adviser
Twenty questions on the adviser, the plan, the rate, the charges, the protections and the alternatives, each with the answer you want to hear and the answer that should worry you.
Family, Inheritance and Gifting
How to tell the family, what equity release does to an inheritance, inheritance protection, releasing equity to gift a deposit (with the gift letter wording), and the seven-year rule.